Most motor insurance policies are sold for one year in duration. However to meet the flexible driving needs of today’s drivers, short termautomobile insurance is available for much shorter periods.
Most firms when referring to temporary vehicle insurance or short term cover would define this as lasting from 24 hours up to one month in duration. However, now flexible cover can be secured for between one to eight months.
In addition pay-as-you-go options are now available allowing drivers to setup and manage their policy online. This gives the benefit of being able to switch insurance on and off for periods when it will not be required.
One can think of many reasons where drivers may take out a 1 day car cover policy. One is making sure you are adequately covered when using a friends car. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any no claims bonus acquired. This could therefore be an attractive option for careful drivers who have not made a claim for years.
Another reason temp insurance is taken out is to provide insurance for an additional driver so driving can be shared on a longer trip or vacation.
Insuring an overseas visitor while they are here to drive is another popular reason. As is needing temp cover when taking a new or 2nd hand vehicle home after purchasing it. Taking a test drive and requiring cover for a day can be another reason.
Several of us who drive a van, won’t actually own it. This can be where 1 day car insurance is appropriate, when you are using a van for a range of situations.
For riders that are planning a summer road trip, short term car insurance could be a solution. This could be very beneficial if they will only be using the bike while they are away.
